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Terms of Service

Last updated: January 2025

Acceptance of Terms

By accessing and using MortMonitor's services, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

Service Description

MortMonitor provides mortgage rate monitoring and refinancing alert services. We track market interest rates and notify users when refinancing opportunities may be financially beneficial based on the information provided.

Pricing and Payment

Our service charges a one-time fee of 9.99 basis points (0.0999%) of the loan amount per property monitored. This is a one-time payment with no recurring subscription fees. Payment is due at the time of property enrollment.

User Responsibilities

You agree to:

  • Provide accurate and complete information about properties and mortgages
  • Maintain the confidentiality of your account credentials
  • Notify us immediately of any unauthorized use of your account
  • Use the service in compliance with all applicable laws and regulations

Service Limitations

MortMonitor provides informational alerts and recommendations based on available data. We do not provide financial advice, and our alerts should not be considered as such. Users should consult with qualified financial professionals before making refinancing decisions.

Intellectual Property

All content, features, and functionality of MortMonitor are owned by us and are protected by copyright, trademark, and other intellectual property laws.

Disclaimer of Warranties

MortMonitor is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the service will be uninterrupted, secure, or error-free.

Limitation of Liability

To the fullest extent permitted by law, MortMonitor shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the service.

Termination

We reserve the right to suspend or terminate your access to the service at any time for violation of these Terms of Service or for any other reason at our discretion.

Changes to Terms

We may modify these Terms of Service at any time. Continued use of the service after changes constitutes acceptance of the modified terms.

Contact Information

For questions about these Terms of Service, contact us at:

MortMonitor
1348 Armstrong Pl
Eau Claire, WI 54701
Phone: (801) 739-3520